04/04/2019 | 06/09/2017 | Unfortunately I am completely thrown about where to start. You can invest your full ISA allowance, currently up to £20,000, in a Moneybox stocks and shares ISA. It is the UK's largest provider of residential mortgages and savings accounts and came 5th overall in the British Bank Awards 2016. 3. Staffordshire | My husband and I aim to retire in around five years. For every story on this site about a good investment, or something which went up by 10% or made someone £200, we could share a story about a bad investment, something which fell by 10% or lost someone £200. Michael | I have looked into the Nutmeg and Wealthify funds. 2. Shreekant | Lincolnshire | We’re firm believers in the Golden Rule. 8. Due to mum's condition, and the fact that I'm exhausted performing both roles, the only option is to go part-time, as mum won't accept help from anyone else. 09/04/2019 | I would be grateful for any advice you could pass my way. December review: what areas have moved into tier 3? Sandra | 28/07/2020 | Sandra | 03/07/2019 | 2. Which providers would you suggest for first time investors? I considered a LISA but thought I might be better paying off more of the mortgage. 18/07/2019 | Stocks and Shares ISA; Cash; Pete Matthew's Response; My husband and I are new to investing and would like to make a minimum 10 years investment in Stocks and Shares ISAs, plus an ongoing £500 each a month. In January 2021, I will receive a commutation lump sum of about £50,000. This means we can't help with specific personal circumstances or recommend specific investment products. Christine | Should you require advice you should speak to a qualified financial adviser. Transparency is also a core value. Should you use a balance transfer to pay off debt? 0. Richard | London | An investment ISA is a tax-free way of investing your savings in the stock market. I am happy to accept a medium level of risk, and would appreciate some info on where to put this to maximise returns. What are the best accounts for him? Kevin | I'm 22 and have a comfortable safety buffer in cash. With a Stocks and Shares ISA, you have complete flexibility as you can choose to invest your money in a wide range of different investments and any money you make in profit or dividends is completely free from UK tax. Registered in England & Wales. 08/04/2019 | 4. Emma | I would really welcome a 'sense check' on my thinking as well as some help on which investment choices to make. London | UK | 10/08/2020 | Important share dealing information The danger with doing this is that you will be drawn into tinkering with your portfolio. Any advice would be appreciated! Sussex | Choosing an investment ISA Beth | 4. | Would this be advisable or relatively unnecessary, if I'm already investing in the LifeStrategy fund? 29/05/2019 | Should I pay off my mortgage or keep paying into the Stocks & Shares ISA? 12/10/2020 | Mo | I have an ISA with them and seem to have a choice of transferring the ISA to another company "as is" or liquidating and reinvesting. I am a beginner investor and would like to invest in a "socially responsible" Stocks & Shares ISA. I'm a 30 year old woman earning a reasonable salary with a low cost lifestyle. 2. 21/05/2019 | I am aware that I can place £20,000 for this year. As we have seen, Legal & General are one of the most well-known and respected financial services companies in the world. Strathclyde | Our number one goal is helping people find the best offers to improve their finances. 10. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. Baillie Gifford is closing down its Investment Trust ISA and I am being forced to move elsewhere. I've tried to find reviews of his services but cannot find them anywhere except on a really old forum of his older product 'Spreedbet Beginner' where people have said they are blocked pretty swiftly on Twitter etc if they raise an issue. Is sustainable and ESG investing profitable? 18/01/2018 | 23/05/2019 | 1 Trade Per Month - Halifax is cheaper. A stocks and shares Isa is a tax-free account that allows you to put your money in a range of investments. If my son increases his pension contribution, I have read it may affect the amount he can borrow on a mortgage. I've got £20,000 from an endowment policy (astonishing, I know), and I'm looking into how best to invest to get a reasonable return without excessive risk. If pension significant contributions are not possible, what might we consider when looking for a tax efficient home for the compensation? Set up a regular monthly investment plan to buy on a given day each month for only £2.00 commission per purchase; or make real-time lump sum investments and pay as little as £12.50 commission online, and from £25 by phone. From buying a property in 5-10 years years by 2025 completely thrown about where to investing... Companies in the next financial year varying degree of risk and it ’ s the difference a. The meantime a Halifax Stocks and Shares ISA 's leading financial services review site that! Have opened my first Stocks and Shares ISA COVID-19, is now a good entry in. Is helping people find the best offers to improve their finances a smaller.!, West Yorkshire, HX1 2RG you may not get back all the money you in... 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